Active Members

CAHEC

Community Affordable Housing Equity Corporation

Originally created in 1992 to help finance the development of affordable rental housing in North Carolina, CAHEC is a nonprofit equity provider now operating in ten southeastern and mid-Atlantic states. Since the company’s founding, CAHEC has raised and committed over $2 billion toward the development of over 27,000 units of affordable housing. Its core business is to provide tax credit capital to a variety of low-income housing, preservation, community revitalization, and renewable energy projects.

CAHEC

Dana Boole, President & CEO
7700 Falls of Neuse Road, Suite 200
Raleigh, NC 27615
Telephone: (919) 788-1803
Email: dboole@cahec.com
Web: www.cahec.com

Cinnaire

Formally Great Lakes Capital Fund

Cinnaire is a full-service Community Development Financial Institution (CDFI) that establishes and nurtures partnerships with investors and mission-focused organizations to support community stabilization and economic development. Since its inception more than 25 years ago, Cinnaire has invested more than $3.7B in both urban and rural communities throughout the company’s nine state footprint to create more than 47,000 affordable homes. These investments have leveraged over $7B in community impact, supported more than 65,000 jobs and served over 101,000 individuals. Cinnaire’s commitment to building exceptional communities provides advanced investment opportunities to investors balanced with a conservative approach to the bottom-line.

Cinnaire

Mark McDaniel, President/CEO
1118 S. Washington Avenue
Lansing, MI 48910
Telephone: (517) 364-8947
Fax: (517) 819-9091
Email: capmac@cinnaire.com
Web: www.cinnaire.com

Hawaii Housing Finance, LLC

Hawaii Housing Finance, LLC, has raised over $232 million since 1995. HHF has invested in 29 projects across the four major islands, including Molokai and Lanai. A total of 1,889 new rental units have been created for the residents of the state with an additional 176 under construction. In addition to investing in tax credit properties, HHF provides technical assistance and consulting to new developers, and to land owners interested in providing more affordable housing.

Hawaii Housing Finance, LLC

Stacy Sur
3465 Waialae Avenue Suite 300
Honolulu, Hawaii 96816
Telephone: (808) 738-0800 x 202
Fax: (808) 738-0802
Email: stacy@hi-housingfinance.com

Housing Vermont

Housing Vermont (HV) is a full-service housing development company formed in 1988 as a nonprofit corporation. HV works in partnership with local communities to build and rehabilitate permanently affordable housing throughout the State. Since its inception in 1988, Housing Vermont has raised more than $333 million in private equity to finance 171 affordable rental housing developments throughout Vermont. This equity has leveraged an additional $435 million in private financing and public investment. The 5,120 apartments created or renovated in these efforts serve low and moderate income Vermonters including seniors and those with special needs. Many developments also include commercial space. HV received its first award of New Markets Tax Credits in 2009 and uses this resource to retain and create jobs for Vermonters by financing key community developments in downtown and village centers and in other concerted community efforts which benefit Vermont’s economic, healthcare, energy and food systems.

Housing Vermont

Nancy Owens, President
100 Bank Street, Suite 400
Burlington, VT 05401
Telephone: (802) 863-8424
Fax: (802) 660-9034
Email: nancy@hvt.org
Web: www.hvt.org

Massachusetts Housing Investment Corporation

Massachusetts Housing Investment Corporation (MHIC) was created in July 1990 to provide financing for affordable housing and community development throughout Massachusetts. MHIC provides acquisition, pre-development, construction, and state tax credit bridge financing for housing projects with at least a 20% affordable component. LIHTC activities are conducted thru its subsidiary, The Massachusetts Housing Equity Fund, Inc. LIHTC activities are concentrated in MA, CT & RI. MHIC has been an active CDFI involved in the New Markets Tax Credit (NMTC) program since its inception and has received 11 allocations for a total of $807 million. NMTC investments are made throughout the six New England states. Both MHIC and its lending subsidiary, MHIC LLC, are CDFI members of the Federal Home Loan Bank of Boston. In 27 years of operation, MHIC has provided a total of $2.5 billion in financing to over 550 projects that created or helped preserve over 21,250 housing units and over 4.8 million square feet of commercial space.

Massachusetts Housing Investment Corporation

Peter Sargent, Director of Capital Development
21 Custom House Street, 8th Floor
Boston, MA 02110
Telephone: (617) 850-1027
Fax: (617) 850-1127
Email: sargent@mhic.com
Web: www.mhic.com

Merritt Community Capital Corporation

Merritt Community Capital Corporation is a private, nonprofit 501(c)(3) corporation providing equity financing to affordable housing developers throughout California. Since 1989, the corporation has raised more than $764.6 million in capital for affordable housing development. Merritt Capital has created 19 upper tier limited partnerships and numerous direct investments. It is in the process of forming a 20th partnership fund. These funds invest in nine percent and four percent Low Income Housing Tax Credit projects and acquisition with moderate rehabilitation projects. Merritt Capital has provided equity which has resulted in the creation or rehabilitation of over 8,311 units of affordable housing and it manages a portfolio of over 6,216 units of housing.

Merritt Community Capital Corporation

Lisa Castillo, President
1970 Broadway, Suite 250
Oakland, CA 94612
Telephone: (510) 444-7870 x308
Fax: (510) 444-7874
Email: lcastillo@merrittcap.org
Web: www.merrittcap.org

Midwest Housing Equity Group, Inc.

Midwest Housing Equity Group, Inc. (MHEG) is a non-profit organization, created in 1993, that invests private-sector capital in affordable housing developments throughout the Midwest. Our mission is to change lives for a better tomorrow by promoting the development and sustainability of quality affordable housing. We have deployed more than $1.5 billion into 480 developments, helping create over 15,000 units of quality affordable housing. No foreclosures and no recapture of tax credits – we deliver on our mission! Let us help you change lives in your community today!

Midwest Housing Equity Group, Inc.

John Wiechmann, President
515 N. 162nd Avenue
Omaha, NE 68118
Telephone: (402) 334-8899
Fax: (402) 334-5599
Web: mheginc.com

Mountain Plains Equity Group, Inc.

Mountain Plains Equity Group, Inc. (MPEG) was established in 2003 to serve as a Low Income Housing Tax Credit (LIHTC) syndicator in its founding states of Montana, North Dakota, and Wyoming. MPEG has since grown its operations to also include LIHTC projects in Alaska, Colorado and South Dakota. In addition to its role as a tax credit syndicator, more recently MPEG has expanded its scope of business to include the role of partner and co-developer. Where appropriate, MPEG is now better able to work with local partners to plan and facilitate projects where there is a recognized need for housing.

Mountain Plains Equity Group, Inc.

Donald Sterhan, President
2101 Overland Avenue
Billings, MT 59102
Telephone: (406) 254-1677
Fax: (406) 869-8693
Email: sterhan@mpequity.com
Web: www.mpequity.com

Northern New England Housing Investment Fund

The Northern New England Housing Investment Fund (NNEHIF) is a private, nonprofit 501(c)(3) corporation providing equity capital, technical assistance and consulting to affordable housing developers throughout Maine and New Hampshire. Since 1996, the corporation has raised nearly $600 million in equity capital for affordable housing development with investments in 5,600 units of affordable housing. NNEHIF currently manages twenty-three upper tier limited partnerships.

Northern New England Housing Investment Fund

Bill Shanahan, President
75 Market Street, Suite 201
Portland, ME 04101
Telephone: (207) 772-8255 x 2210
Fax: (207) 772-8241
Email: bshanahan@nnehif.org
Web: www.nnehif.org

Ohio Capital Corporation for Housing

The Ohio Capital Corporation for Housing (OCCH) is a nonprofit, mission-driven financial intermediary based in Columbus, Ohio that works with private and public developers to create affordable housing opportunities. Since inception in 1989, OCCH has raised over $3.75 billion in private capital and invested in over 42,500 units of affordable housing in over 750 developments. Our primary areas of focus include: raising tax credit equity for LIHTC projects, providing technical assistance and financial packaging for both nonprofit and for-profit developers, and performing asset management of our portfolio. OCCH created three affiliate organizations: the Ohio Capital Finance Corporation (OCFC), a certified Community Development Finance Institution (CDFI) and a member of the Federal Home Loan Bank of Cincinnati, which offers predevelopment and acquisition loans to further affordable housing development; Community Properties of Ohio Management Services (CPO), a property management organization that  is a hybrid of real estate management and focused supportive services; and the Ohio Capital Impact Corporation (OCIC), a 501(c)(3) nonprofit affiliate that administers OCCH’s philanthropic activities, specifically targeted to benefit neighborhoods and residents where OCCH has investments in affordable housing.

Ohio Capital Corporation for Housing

Hal Keller, President
88 E. Broad St., Suite 1800
Columbus, OH 43215
Telephone: (614) 224-8446
Fax: (614) 224-8452
Email: hkeller@occh.org
Web: www.occh.org

St. Louis Equity Fund

The St. Louis Equity Fund has played a critical role in creating affordable housing during the past 29 years. The fund has raised over $408 million since its inception, creating more than 4,600 homes throughout the State of Missouri, Southern Illinois and Kansas City, KS. Our mission is to effectively utilize corporate investment and available tax incentives to stimulate the development of rental housing affordable to low and moderate-income families and seniors. We strive to revitalize neighborhoods through public/private cooperation and superior asset management.

St. Louis Equity Fund

John Kennedy, President/CEO
707 N. 2nd St., Suite 308
St. Louis, MO 63102
Telephone: (314) 436-7810
Fax: (314) 436-1907
Email: johnkennedy@slefi.com
Web: www.slefi.com

Virginia Community Development Corporation

The Virginia Community Development Corporation (VCDC) was formed in 1990 with a mission to serve as a leader in the development of innovative affordable housing and revitalization of communities in Virginia and neighboring states. Since its inception VCDC has created 37 equity funds and has provided technical assistance in the financing, development and management of over 210 investment partnerships, resulting in the creation of more than 7,900 affordable housing units in its region. VCDC has secured over $580 million in equity from Corporate Investors, which has helped generate over $1 billion in total development through leverage of additional public and private sector financing. Through its subsidiaries, VCDC co-develops and provides loans to projects that are sponsored by non-profit organizations and local housing authorities.

Virginia Community Development Corporation

Bob Newman, President & CEO
1840 West Broad Street, Suite 200
Richmond, VA 23220
Telephone: (804) 343-1200
Fax: (804) 343-1043
Email: bnewman@vacdc.org
Web: www.vacdc.org

Corporate Members

Applegate & Thorne-Thomsen, P.C.

Applegate & Thorne-Thomsen, P.C. was formed in 1998 to serve it’s clients in all aspects of development, ownership, financing and investment in real estate. Lawyers in the firm have represented diverse real estate interests, from individual entrepreneurs to Fortune 100 corporations, from the sale of single family homes to the sale of multi-tenant downtown office buildings. We offer significant expertise with respect to the use of Low Income Housing Tax Credits as a means of affordable housing finance. Our practice includes experience in various HUD grant and loan programs for multi-family housing, public housing, redevelopment programs, transfers of physical assets, loan management matters and other publicly financed assisted and insured lending transactions involving multifamily properties. Although the Firm’s lawyers bring years of experience with Chicago’s large law firms, we have founded the firm based on a recognition that we are best able to serve our clients’ needs from a smaller entrepreneurial setting which emphasizes service of the highest quality, delivered in the most efficient manner possible. We have left behind the trappings of the large law firm without sacrificing the needs of our clients to receive the most sophisticated and cutting-edge advice available. The Firm includes 18 lawyers and 8 legal assistants.

Applegate & Thorne-Thomsen, P.C.

Paul Davis
626 West Jackson Street, Suite 400
Chicago, IL 60661
Telephone: (312) 491-2205
Fax: (312) 491-4411
Email: pdavis@att-law.com
Web: www.att-law.com

Baker Tilly

More than 2,700 talented and passionate individuals strong, Baker Tilly is a top 15* full-service accounting and advisory firm with specialized professionals who connect with you and your business through refreshing candor and clear industry insight.

Baker Tilly

Jeff Blattner
10 Terrace Ct.
Madison, WI 53718
Telephone: (608) 240-2432
Email: jeff.blattner@bakertilly.com
Web: www.bakertilly.com

Bryan Cave LLP

Bryan Cave LLP is a leading business and litigation firm with global reach, a strong reputation and a long history of success. We do interesting and challenging work for a diverse client base, including businesses, financial institutions and not-for-profit organizations, government entities and individual clients. With more than 1,000 lawyers and consulting professionals in 19 offices worldwide, we pride ourselves on proactive, solution-oriented work in every major area of interest to clients. Bryan Cave attorneys represent syndicators, developers, investors and allocating agencies with respect to all matters arising under the Low Income Housing Tax Credit program.

Bryan Cave LLP

Jerome Breed
1155 F Street, NW
Washington, DC 20004
Telephone: (202) 508-6036
Fax: (202) 220-7336
Email: jerome.breed@bryancave.com
Web: www.bryancave.com

Carle, Mackie, Power & Ross LLP

Carle, Mackie, Power & Ross LLP (CMPR) is nationally recognized as a leading law firm in the area of affordable housing. It handles all aspects of affordable housing transactions including: advising developers on site acquisition and negotiation of tax credit equity, bond and debt funding as well as ongoing tax and regulatory compliance; advising tax credit equity investors on direct and indirect tax credit investments and associated tax credit issues; advising debt lenders on providing bridge loans, construction loans or take-out finance; and providing tax opinions. The firm also represents borrowers and lenders with respect to transactions involving Fannie Mae and Freddie Mac and HUD/FHA involvement. CMPR’s general experience in real estate, banking, fund structuring, corporate, nonprofit and tax issues enables it to handle the unexpected as well as the expected issues. Its objectives are to provide pragmatic and proactive advice in a commercial context while helping to ensure its clients achieve their commercial goals.

Carle, Mackie, Power & Ross LLP

Richard Power, Partner, Head of Affordable Housing Group
100 B Street, Suite 400
Santa Rosa, CA 95401
Telephone: (707) 526-4200
Fax: (707) 526-4707
Email: rpower@cmprlaw.com
Web: www.cmprlaw.com

CohnReznick LLP

CohnReznick LLP is one of the top accounting, tax, and advisory firms in the United States, combining the resources and technical expertise of a national firm with the hands-on, entrepreneurial approach that today’s dynamic business environment demands. Headquartered in New York, NY, and with offices nationwide, CohnReznick serves a large number of diverse industries, including Affordable Housing, CohnReznick’s largest industry practice. The Firm also offers specialized services for middle market and Fortune 1000 companies, private equity and financial services firms, government contractors, government agencies, and not-for-profit organizations. The Firm, with origins dating back to 1919, has more than 2,700 employees including nearly 300 partners and is a member of Nexia International, a global network of independent accountancy, tax, and business advisors.

CohnReznick LLP

Renee Scruggs, CPA, Partner
7501 Wisconsin Avenue, Suite 400E
Bethesda, MD 20814
Telephone: (301) 657-7706
Fax: (301) 657-7707
Email: Renee.Scruggs@CohnReznick.com
Web: www.cohnreznick.com

Dauby O’Connor & Zaleski, LLC

Dauby O’Connor & Zaleski, LLC (DOZ) was established in 1987 to provide accounting, consulting and tax services to owners, developers, managers and syndicators of multifamily housing communities. DOZ started as a two man firm and has grown to a nationally recognized leader in the real estate arena with clients in over 35 states. Our intense focus in the real estate arena results in a staff that truly knows the nuances of multifamily finance. DOZ is extremely well versed in projects financed with HUD, RD, Tax Exempt Bonds and Low Income Housing Tax Credits.

Dauby O’Connor & Zaleski, LLC

Sean O’Connor
501 Congressional Blvd., Suite 300
Carmel, IN 46032
Telephone: (317) 848-5700
Fax: (317) 815-6140
Email: soconnor@doz.net
Web: doz.net

Dixon Hughes Goodman LLC

Dixon Hughes Goodman LLC is the largest CPA firm based in the Southern U.S. and the 13th largest in the nation. We have more than 1,700 professionals located in 30 offices in 11 states and Washington, D.C. providing comprehensive tax, accounting and advisory services in not only the construction/real estate industries but also the insurance, financial, health-care and manufacturing and distribution sectors. Our Tax Credit Advisory Group includes a team of experts specializing in providing services for the multi-family, senior, low income, historic and commercial development communities. We work with developers, owners, investors, syndicators, construction and management companies in dealing with the complexities of Low Income Housing, Historic, New Markets and Renewable Energy Tax Credit projects. We offer the traditional tax and audit compliance services in addition to consulting type services including financial projections and deal structuring to maximize IRR and cash flow.

Dixon Hughes Goodman LLC

Kevin Rayfield
1829 Eastchester Drive
High Point, NC 27265
Telephone: (336) 963-3759
Fax: (336) 889-6168
Email: kevin.rayfield@dhgllp.com
Web: www.dhgllp.com

Eide Bailly LLP

Eide Bailly LLP is a Top 25 CPA Firm in the nation which has been serving the real estate industry for more than 40 years. With 29 offices in 13 states, Eide Bailly provides a variety of services to its real estate clients and specializes in serving those in the affordable housing sector. The firm’s real estate team provides services including assurance, tax, feasibility analysis, financial forecasts and projections, lending and financing evaluations, tenant file reviews, cost certifications, arbitrage calculations, and cost segregation studies. Clients value working with experienced business advisors who are familiar with current real estate issues, tax concerns, government programs and requirements that impact their businesses.

Eide Bailly LLP

Shannon Breuer
4310 17th Avenue South
Fargo, ND 58103
Telephone: (701) 239-8575
Fax: (701) 239-8600
Email: sbreuer@eidebailly.com
Web: www.eidebailly.com

Fifth Third Community Development Corporation

Fifth Third Community Development Corporation, a wholly owned subsidiary of Fifth Third Bancorp, was created to invest in CRA motivated investments like Low Income Housing, Historic and New Markets Tax Credit projects that support community revitalization and the creation of affordable housing. The CDC invests primarily in projects within Fifth Third Bank’s assessment areas, which are located in Ohio, Michigan, Illinois, Kentucky, Indiana, Florida, Tennessee, West Virginia, Missouri, North Carolina, Georgia and Pennsylvania. Since its inception, Fifth Third CDC has committed to over $1.5 billion in investments in more than 450 projects.

Fifth Third Community Development Corporation

Catherine A. Cawthon, President
5747 Perimeter Drive, Suite #253
Dublin , OH 43017
Telephone: (614) 734-0517
Fax: (614) 734-0781
Email: cawthon@53.com
Web: www.53.com

Loomis, Ewert, Parsley, Davis & Gotting, PC

Loomis, Ewert, Parsley, Davis & Gotting, PC is a law firm based in Lansing, Michigan that provides a full range of legal services to developers, investors, and tax credit syndicators within Michigan and the Midwest. Services include new construction and rehabilitation of conventional and tax credit projects involving LIHTC, New Market, Historic and State Brownfield Tax Credit programs. In addition to helping developers locate tax credit investors and New Markets allocatees, the Firm advises developers on matters related to conventional financing and financing provided by HUD, Rural Development, and various housing finance authorities located in the Midwest including the Michigan State Housing Development Authority. The firm assists investors and syndicators with securities matters as well as with both upper-tier and lower-tier organizational, closing and due diligence matters.

Loomis, Ewert, Parsley, Davis & Gotting, PC

Ted Rozeboom, Esq.
124 W. Allegan, Suite 700
Lansing, MI 48933
Telephone: (517) 482-2400
Fax: (517) 853-8619
Email: tsrozeboom@loomislaw.com
Web: loomislaw.com

National Affordable Housing Trust

Formed in 1986 by Retirement Housing Foundation and National Church Residences, national non-profit providers of affordable housing, National Affordable Housing Trust (NAHT) is a non-profit organization “dedicated to the creation and preservation of affordable housing throughout the nation.” Volunteers of America became a member of NAHT in 1996. The Evangelical Lutheran Good Samaritan Society became a member in 2007 and Mercy Housing in 2008. Working with our members and other developer sponsors, NAHT has brought stability and security to the lives of many low-and moderate-income households by providing an opportunity for people to live in affordable housing. NAHT is committed to increasing the supply of affordable housing through funding the construction of new apartments and the acquisition and preservation of existing affordable housing. NAHT fulfills its affordable housing mission by serving as a financial intermediary and consultant for our member organizations and other non profits, providing a broad range of pre-development, development, financial structuring, asset management acquisition funding and equity syndication services. To date, we have served as a partner in the creation and preservation of approximately 13,000 affordable housing units in 36 states, accruing approximately $490 million in equity. NAHT is currently raising between $100 and $150 million in equity per year. Through these efforts, approximately 9,000 units of affordable housing have been preserved, and 4,000 units of newly constructed affordable housing have been created.

National Affordable Housing Trust

Lori Little
2335 North Bank Drive
Columbus, OH 43220
Telephone: (614) 451-9929
Fax: (614) 451-3370
Email: llittle@naht.org
Web: www.naht.org

National Development Council

Founded in 1969, the National Development Council (NDC) is a national non-profit organization that is one of the most progressive and innovative community and economic development organizations in the country. From a seminal role in the earliest days of the community development movement, NDC has grown into the most comprehensive provider of financing, development expertise, technical assistance and training for community revitalization efforts throughout the U.S. NDC Corporate Equity Fund is the LIHTC syndication arm of NDC. With 20 years of history NDC CEF supports projects and their sponsors every step of the way, partnering on projects that bring a high level of social impact to their communities. We provide quality, safe, well-managed living environments for our ultimate beneficiaries, our residents. Because of our hands-on approach, we work closely with sponsors on all aspects of our projects, from conceptualization through development, lease-up, and operations.

National Development Council

Mike Griffin
708 3rd Avenue, Suite 710
New York, NY 10017
Telephone: (440) 406-9647
Email: mgriffin@nationaldevelopmentcouncil.org
Web: ndconline.org

Novogradac & Company LLP

Novogradac & Company LLP is a national certified public accounting firm. We provide a full spectrum of audit, tax, valuation, property compliance and consulting services to the affordable housing, community development and renewable energy fields.

Novogradac & Company LLP

Renee Beaver
1100 Superior Avenue E., Suite 900
Cleveland, OH 44114
Telephone: (216) 298-9000
Fax: (216) 298-9025
Email: renee.beaver@novoco.com
Web: www.novoco.com

Otis, Atwell

Otis, Atwell is a public accounting firm located in South Portland, Maine. Formed in 1974, the firm specializes in serving the subsidized housing industry in northern New England. We serve approximately 800 clients who utilize the Low Income Housing Tax Credit. In addition to annual audits and tax returns, we prepare cost certifications, review development pro-formas and perform development consulting.

Otis, Atwell

Thomas Gioia, Partner/Shareholder
324 Gannett Drive
South Portland, ME 04106
Telephone: (207) 780-1100
Fax: (207) 780-1999
Email: tgioia@otisatwell.com
Web: otisatwell.com

Plante & Moran

Plante & Moran has a team of experts specializing in providing Housing and Community Development Solutions for the multi-family and senior residential, low income, historic, and community development projects. Our team collaborates with sponsors, developers, owners, investors, investor funds, community development organizations, and other professional service providers. We offer the topmost traditional compliance services and exceptional consulting services including preparation of financial projections and structuring, minimization of taxes and maximization of cash flow strategies.

Plante & Moran

Rob Edwards, CPA, Partner
1111 Michigan Avenue
East Lansing, MI 48823
Telephone: (517) 336-7460
Fax: (517) 332-8502
Email: robert.edwards@plantemoran.com
Web: www.plantemoran.com

RubinBrown LLP

Over the past 50 years, RubinBrown’s Real Estate Services Group has developed a national reputation as a leader in providing audit, tax and business advisory services tailored to the affordable housing industry. With 400 team members and offices in St. Louis, Kansas City and Denver, RubinBrown services clients nationwide, consistently providing exceptional quality with high integrity, creative solutions and unmatched client service. Widely known, year in and year out, for meeting client, investor and regulatory agency deadlines, RubinBrown provides specialized audit, tax and consulting services including investment fund and lower tier project audit and tax compliance services, complex forecast and financial projections including deal structure consulting, tax credit applications, HUD and state agency cost certifications, carryover certifications, 10-year rule certifications, tax planning, compliance reviews, asset management assistance and many other services. RubinBrown is also highly regarded for its expertise with Historic Tax Credits, New Markets Tax Credits, Energy Tax Credits and many state tax credit programs.

RubinBrown LLP

Bryan C. Keller, CPA, Partner-in-Charge, Real Estate Group
One North Brentwood
St. Louis, MO 63105
Telephone: (314) 290-3210
Fax: (314) 290-3400
Email: bryan.keller@rubinbrown.com
Web: www.rubinbrown.com

Scott Insurance

 

Scott Insurance has helped companies embrace risk and achieve peak business performance for over 150 years.We anticipate our clients’ unique risk challenges and devise smart and creative solutions to reduce risk, lower costs and optimize performance. As an employee-owned company, Scott Insurance’s team of risk advisors, underwriters, program specialists and service professionals have a passion for proactively serving our clients’ needs. These professionals go beyond offering off-the-shelf solutions, creating fresh—and sometimes new-to-the-market—solutions to meet your risk challenges.

Scott Insurance

Nathan Kerr
10 Franklin Road, Suite 550
Roanake, VA 24014
Telephone: (540) 224-1774
Email: nkerr@scottins.com
Web: www.scottins.com

Spectrum Seminars, Inc.

Spectrum Seminars, Inc. offers training and consulting services for property owners and managers, private corporations and government agencies regarding Rural Development 515 and HUD programs, Fair Housing/Section504/ADA and the Low Income Housing Tax Credit, as well as other government programs.

Spectrum Seminars, Inc.

Steven L. Rosenblatt, President
545 Shore Road
Cape Elizabeth, ME 04107
Telephone: (207) 767-8000
Fax: (207) 767-2200
Email: info@spectrumseminars.com
Web: www.spectrumseminars.com